CORE MORTGAGE

Core Mortgage is an Australian private credit platform delivering fast, flexible and reliable mortgage lending, combining disciplined underwriting with a focus on capital preservation and consistent outcomes.

Borrowing with Core Mortgage

  • Loan size: from $100,000
  • Typical LVR: up to 80%
  • Property type: residential & commercial
  • Execution: fast & flexible
  • Term: 3 – 24 months

Direct private mortgage lending with certainty. Tailored loan structures designed exclusively for business borrowers, supporting timely settlement and reliable execution.

BORROW

Investing with Core Mortgage

  • Target return: 9% p.a.*
  • Minimum investment: $50,000
  • Eligibility: Wholesale investors only
  • Income:focused private credit
  • Loan‑to‑value: 50% – 80%

We aim to deliver competitive income to investors Focused on managing downside risk through disciplined underwriting and backed by Australian property.

INVEST *Not guaranteed. Target return is RBA Cash Rate + 5%, 9.1% at 18 March 2026

About Us

Core Mortgage is a specialist Australian private credit platform focused on short-term, property-backed lending. We work closely with borrowers and broker partners to originate first mortgage and select second mortgage loans across residential and commercial property. Our approach is defined by speed, certainty of execution, and a disciplined, value-led underwriting process.

We provide access to income-focused private credit opportunities backed by Australian real estate. Our investment strategy centres on registered mortgage exposure and active portfolio management within a robust risk framework. We prioritise diversification, and liquidity, while targeting selective risk-adjusted returns. Management capital is invested alongside investors, ensuring strong alignment of interests.

Why Us?

For borrowers

  • Flexible, responsive private funding solutions
  • Competitive pricing with transparent structures
  • Residential, commercial and land-backed scenarios
  • Direct access to decision makers
  • Fixed or variable interest options available

For investors

  • 9.0% p.a. * target return, paid Quarterly
  • No lock in period^
  • Distribution or reinvestment options available
  • Mgmt investment at risk first providing additional buffer to investors' capital #
  • Access to private credit opportunities
OUR TEAM
Vishal Kaneria

Chief Executive Officer

Sandeep Udeshi

Head of Credit & Operations

Troy Burns

Director & CEO - Trustee

Rob Garton Smith

Chairman/ Director – Trustee

Natasha Olsen

Director - Trustee

Andrew Boyle

Compliance Manager – Trustee

Our Funds

Core Mortgage Income Fund 9.0% target return, paid quarterly*

*Not guaranteed. Target return is RBA Cash Rate + 5%, 9.1% at 18 March 2026

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    Register your interest

    Please contact us by emailing info@coremortgagefund.com.au or by
    completing the contact form below.

    Address

    Suite 10, Level 1, 560 North East Road
    Holden Hill SA 5088

    Phone

    +08 7093 7280

    Email

    info@coremortgagefund.com.au

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